Terms of Use

1. Acceptance of Terms

Welcome to RentAffordabilityCalculator.com (the "Site"). These Terms of Use ("Terms") constitute a legally binding agreement between you and RentAffordabilityCalculator.com ("we," "us," or "our") governing your access to and use of our website, calculators, tools, and services.

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Site.

2. Use of the Site

2.1 Permitted Uses

You may use the Site for lawful purposes only, including:

• Accessing our calculators and tools for personal financial planning
• Reading educational content and guides about rental affordability
• Sharing content from the Site with proper attribution
• Contacting us for legitimate inquiries or support

2.2 Prohibited Uses

You agree not to:

• Use the Site in any manner that violates applicable laws or regulations
• Attempt to gain unauthorized access to the Site, servers, or networks
• Introduce viruses, malware, or any harmful code to the Site
• Scrape, spider, or harvest content or data from the Site using automated means
• Reproduce, modify, distribute, or create derivative works without our permission
• Use the Site to transmit spam, chain letters, or unsolicited communications
• Impersonate any person or entity or misrepresent your affiliation
• Interfere with or disrupt the Site or servers or networks connected to the Site
• Use the Site for any commercial purpose without our express written consent

3. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, calculators, and the compilation thereof (collectively, the "Content"), is the property of RentAffordabilityCalculator.com or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

The trademarks, service marks, and logos (the "Marks") displayed on the Site are registered and unregistered marks of RentAffordabilityCalculator.com. You may not use these Marks without our prior written permission.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. This license does not include any resale or commercial use of the Site or its contents, any derivative use of the Site or its contents, or any use of data mining, robots, or similar data gathering and extraction tools.

4. Calculator Results and Accuracy

Our calculators and tools are provided for informational and educational purposes only. The results presented by our calculators are hypothetical and may not reflect the actual financial circumstances or rental market conditions you may encounter.

While we strive to ensure the accuracy of our calculations using standard formulas and methodologies, we do not guarantee that the results will be error-free, complete, current, or applicable to your specific circumstances. The calculations are only as accurate as the information you provide and the assumptions used in the formulas.

Calculator results are based on the information you provide and do not take into account all factors that may be relevant to your decision-making, including but not limited to: your credit score, debt obligations, local market conditions, lender requirements, lifestyle expenses, future income changes, and personal financial goals.

You acknowledge and agree that our calculators do not constitute financial, legal, tax, or professional advice of any kind. The results should not be relied upon as the only source of information for making rental or financial decisions. We strongly recommend that you consult with qualified financial, legal, and tax professionals regarding your specific situation before making any financial decisions based on information obtained from the Site. You could experience financial loss or fail to achieve your objectives by relying solely on calculator results.

5. User-Submitted Content

If you submit, post, or transmit any content to the Site, including comments, feedback, suggestions, or other materials (collectively, "User Content"), you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in any media.

You represent and warrant that you own or control all rights to the User Content and that the User Content does not violate these Terms, any applicable laws, or the rights of any third party.

We reserve the right to remove any User Content that violates these Terms or that we deem inappropriate, in our sole discretion, without notice.

6. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by RentAffordabilityCalculator.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. DISCLAIMER OF WARRANTIES

8. LIMITATION OF LIABILITY

9. Indemnification

You agree to defend, indemnify, and hold harmless RentAffordabilityCalculator.com, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from: (a) your use of and access to the Site; (b) your violation of any term of these Terms; (c) your violation of any third-party right, including without limitation any copyright, trademark, trade secret, or other property or privacy right; or (d) any claim that your User Content caused damage to a third party. This defense and indemnification obligation will survive these Terms and your use of the Site.

10. Modifications to the Site

We reserve the right to modify, suspend, or discontinue the Site (or any part or content thereof) at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Site.

We also reserve the right to update and change these Terms from time to time. Any changes will be effective immediately upon posting the revised Terms on the Site. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. We encourage you to review these Terms periodically.

11. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use the Site will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of California, without regard to its conflict of law provisions.

You agree that any legal action or proceeding between you and RentAffordabilityCalculator.com for any purpose concerning these Terms or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in California. You consent to the personal jurisdiction of such courts and waive any objection to the laying of venue of any such action or proceeding in such courts.

13. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Site shall first be attempted to be resolved through good faith negotiations between the parties. If the parties are unable to resolve the dispute within sixty (60) days of the commencement of such negotiations, either party may initiate binding arbitration. We also both agree to attend an individual settlement conference if either party requests one during this time.

The arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA) or National Arbitration and Mediation (NAM), at the initiating party's choice. The arbitration shall take place in California, and judgment on the arbitration award may be entered in any court having jurisdiction thereof.

The arbitrator will be either a retired judge or an attorney licensed to practice law in the state of California. Each party shall bear its own costs in the arbitration unless otherwise determined by the arbitrator.

14. Class Action Waiver

You and RentAffordabilityCalculator.com agree that any proceedings to resolve or litigate any dispute whether through a court of law or arbitration shall be solely conducted on an individual basis. Neither you nor we will seek to have any dispute heard as a class action, private attorney general action, or in any other proceeding in which either party acts or proposes to act in a representative capacity. No arbitration or proceeding will be combined with another without the prior written consent of all parties to all affected arbitrations or proceedings.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Terms, which will otherwise remain in full force and effect. The invalid or unenforceable provision shall be replaced by a valid, enforceable provision that most closely matches the intent of the original provision.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Site, constitute the entire agreement between you and RentAffordabilityCalculator.com concerning your use of the Site and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us with respect to the Site.

17. Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of RentAffordabilityCalculator.com.

18. Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.

19. Contact Information

If you have any questions about these Terms or wish to contact us for any reason, please reach out to us:

20. Acknowledgment