Calculate your rent-to-income ratio or determine the minimum income needed for a rental property. Follow the industry-standard 3x rule for rental qualification.
calculate Start CalculatingUse our calculator to instantly determine if you qualify for a rental or calculate the minimum income required for your property. Whether you're a renter checking affordability or a landlord screening tenants, get accurate results based on the industry-standard 3x rent rule.
Enter your income before taxes and deductions
Your rent-to-income ratio is 33%
Your rent is 33% of your gross income, which meets the standard 30% guideline.
Monthly Rent
$2,000
Monthly Income
$6,000
Ratio
33.3%
Min. Income (3x)
$6,000
The 3x rule states that your monthly gross income should be at least three times your monthly rent. This means your rent should not exceed 33% of your gross income.
≤30%
You're within the recommended guideline
30-40%
May qualify but budget will be tight
>40%
May not qualify, high financial risk
Landlords typically require tenants to earn at least three times the monthly rent to ensure they can comfortably afford the rent while covering other living expenses. This requirement helps reduce the risk of late or missed payments.
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