account_balance_wallet

RentAffordability

shield Legal Document

Privacy Policy

Your privacy matters to us. This policy explains how we collect, use, and protect your information when you use RentAffordabilityCalculator.com.

calendar_today Effective Date: January 1, 2026
update Last Updated: January 29, 2026

1. Introduction

Welcome to RentAffordabilityCalculator.com (the "Site"). We are committed to protecting your privacy and being transparent about our data practices. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal information.

By using our Site, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our Site.

verified_user

2. Information We Do NOT Collect

Your Calculator Data Stays Private

We want to emphasize what we DO NOT collect:

  • check_circle Calculator Inputs: We do not collect, store, or transmit any data you enter into our rent affordability calculators (income, rent, expenses, etc.)
  • check_circle Financial Information: We do not collect your bank account numbers, credit card details, or other financial account information
  • check_circle Personal Identifiable Financial Data: We do not collect your salary, debt information, or specific financial situation details

All calculator operations are performed locally in your web browser. Your financial data never leaves your device and is not sent to our servers. This ensures maximum privacy and security for your sensitive financial information.

3. Information We Collect

analytics Automatically Collected Information

When you visit our Site, we automatically collect certain information about your device and browsing activity:

  • IP address and general location (city/region)
  • Browser type and version
  • Device type, operating system, and screen resolution
  • Pages visited, time spent on pages, and navigation paths
  • Referring website (how you arrived at our Site)
  • Date and time of visits

Note: As of January 1, 2026, California law classifies certain types of data (including neural data, precise geolocation, and information about consumers under age 16) as "sensitive personal information" requiring additional protections.

mail User-Provided Information

We collect information you voluntarily provide when you:

  • Contact us through our contact form (name, email, message content)
  • Subscribe to our newsletter (email address)
  • Participate in surveys or feedback forms
  • Submit comments or reviews

storage Local Storage Information

We may use browser local storage to save your preferences, such as dark mode settings or calculator defaults. This information is stored locally on your device and is not transmitted to our servers.

4. How We Use Information

We use the collected information for the following purposes:

insights

Site Improvement

Analyze usage patterns to enhance user experience and optimize our calculators

support_agent

Customer Support

Respond to your inquiries and provide assistance through our contact page

newspaper

Communications

Send newsletters, updates, and relevant information (with your consent)

gavel

Legal Compliance

Comply with legal obligations and protect our rights

security

Security

Detect, prevent, and address technical issues and fraud

ads_click

Advertising

Provide relevant advertisements and measure ad performance

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Site and hold certain information. Cookies are small data files stored on your device.

Essential Cookies

Required for the Site to function properly. These cannot be disabled without affecting site functionality.

Analytics Cookies

Help us understand how visitors interact with our Site by collecting and reporting information anonymously (e.g., Google Analytics).

Advertising Cookies

Used to deliver relevant advertisements and measure ad campaign effectiveness.

Preference Cookies

Remember your preferences and settings (e.g., language, region, dark mode).

settings Managing Cookies

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site. You can manage your cookie preferences through your browser settings.

6. Third-Party Services

We use the following third-party services that may collect information about you:

Google Analytics

Analytics

We use Google Analytics to analyze Site usage and traffic patterns. Google Analytics uses cookies to collect information about your use of our Site.

View Google Privacy Policy open_in_new

Google AdSense / Ad Networks

Advertising

We may use Google AdSense and other advertising networks to display ads. These services use cookies and web beacons to collect information about your browsing activity to provide personalized advertisements.

View Google Ads Privacy open_in_new

Content Delivery Networks (CDN)

Performance

We use CDN services (such as Cloudflare or similar) to deliver content efficiently. These services may collect technical information about your visit.

7. Affiliate Links and Advertising

Our Site may contain affiliate links and third-party advertisements. When you click on these links or ads, you may be redirected to third-party websites.

link

Affiliate Programs

We may participate in affiliate marketing programs, which means we may earn a commission when you click on or make purchases via affiliate links. This does not affect your purchase price or our editorial content.

ads_click

Display Advertising

We display third-party advertisements on our Site. These advertisers may use cookies and similar technologies to collect information about your interests to provide relevant ads across different websites.

Note: We are not responsible for the privacy practices of third-party websites or advertisers. We encourage you to review their privacy policies before providing any personal information.

8. Data Security

We take the security of your personal information seriously and implement appropriate technical and organizational measures to protect it.

lock

SSL Encryption

All data transmitted between your browser and our servers is encrypted using SSL/TLS

verified_user

Access Controls

Limited access to personal data on a need-to-know basis

cloud_sync

Regular Backups

Data is regularly backed up to prevent loss

update

Security Updates

Regular security patches and system updates

Important: While we strive to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

9. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Analytics Data: Typically retained for 26 months by Google Analytics

Contact Form Submissions: Retained for up to 3 years or until resolved

Newsletter Subscriptions: Retained until you unsubscribe

Server Logs: Typically retained for 90 days for security purposes

10. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information under laws such as GDPR (European Union), CCPA/CPRA (California), and other U.S. state privacy laws effective as of 2026.

visibility Access

Request access to the personal information we hold about you

Under revised CCPA regulations (effective January 1, 2026), you can request personal information beyond the standard 12-month period, extending back to January 1, 2022.

edit Correction

Request correction of inaccurate or incomplete data

delete Deletion

Request deletion of your personal information (subject to legal exceptions)

block Objection

Object to processing of your personal information for certain purposes

download Portability

Request your data in a portable, machine-readable format

unsubscribe Opt-Out

Opt out of the sale/sharing of personal information and marketing communications

tune Additional Rights Under CCPA/CPRA (California Residents)

  • Right to Limit Use of Sensitive Personal Information: Request that we limit the use of your sensitive personal information (including information about consumers under age 16 as of 2026)
  • Extended Data Access: Request personal information we have collected about you for periods longer than 12 months (back to January 1, 2022)
  • Automated Opt-Out: Use Global Privacy Control (GPC) or other universal opt-out mechanisms to automatically opt out across multiple websites
  • Non-Discrimination: Not face discrimination for exercising your privacy rights

To exercise any of these rights, please contact us using the information provided in Section 16. We will respond to your request within 30-45 days depending on applicable law. We may need to verify your identity before processing your request to protect your privacy and security.

11. Children's Privacy

Our Site is not intended for children. We do not knowingly collect personal information from minors as defined by applicable laws.

Under the California Consumer Privacy Act (CCPA), personal information of consumers under the age of 16 is considered "sensitive personal information" and receives enhanced protections. Under the Children's Online Privacy Protection Act (COPPA) and GDPR, the age thresholds are 13 and 16 respectively.

If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately. We will take steps to delete such information from our systems.

12. Privacy Signals and Opt-Out Mechanisms

verified_user Global Privacy Control (GPC)

We recognize and honor Global Privacy Control (GPC) signals as required by law. GPC is a browser-level signal that allows you to automatically opt out of the sale or sharing of your personal information across all websites you visit.

As of January 1, 2026, we are legally required to:

  • Detect and honor GPC signals from your browser or device
  • Treat GPC as a valid opt-out request under applicable state privacy laws
  • Display confirmation that your opt-out preference has been processed
  • Stop selling or sharing your personal information for targeted advertising

info How to Enable GPC

GPC is available in privacy-focused browsers like Brave, DuckDuckGo, and Firefox, or as browser extensions for Chrome, Safari, and Edge. When you enable GPC, your browser sends an automatic signal to websites indicating your privacy preferences.

Learn more at: globalprivacycontrol.org

Opt-Out Confirmation: When we detect a GPC signal from your browser, we will display an "Opt-Out Request Honored" or similar confirmation message to verify that your preference has been processed.

block Do Not Track (DNT) Signals

Some web browsers have a "Do Not Track" (DNT) feature that signals to websites that you do not want your online activities tracked.

Unlike Global Privacy Control, there is currently no industry standard or legal requirement for how to respond to DNT signals. As of 2026, DNT remains a voluntary mechanism with no legal backing under privacy laws such as CCPA, GDPR, or other state privacy regulations.

Our Site does not respond to DNT signals. However, we honor legally-backed privacy signals like Global Privacy Control (GPC) and provide other opt-out mechanisms through cookie management tools and browser settings where applicable.

State Privacy Law Compliance

As of January 1, 2026, we comply with universal opt-out mechanism requirements in the following states that mandate GPC recognition:

California, Colorado, Connecticut, Delaware, Indiana, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Texas, and other applicable jurisdictions.

13. International Users

Our Site is operated in the United States. If you are accessing our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.

By using our Site, you consent to the transfer of your information to the United States and other countries where data protection laws may differ from those in your country of residence.

15. Changes to This Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors.

notifications_active

Notification: We will notify you of significant changes by posting a notice on our Site or by sending you an email (if we have your email address).

event

Effective Date: Changes become effective on the date stated at the top of this Privacy Policy.

history

Review Regularly: We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

16. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

contact_page

We will respond to all requests within 30 days. For GDPR or CCPA-related requests, we may need to verify your identity before processing your request.