Helping Renters Make Smart Financial Decisions
We believe everyone deserves access to clear, accurate tools that empower them to find housing they can truly afford—without the confusion or stress.
We believe everyone deserves access to clear, accurate tools that empower them to find housing they can truly afford—without the confusion or stress.
Finding an affordable place to rent shouldn't be complicated. Yet millions of renters struggle with a simple question: "How much rent can I actually afford?"
We created RentAffordabilityCalculator.com because we saw too many people making one of life's biggest financial decisions without the right tools. Whether it's applying the outdated 30% rule without context, or simply guessing what they can afford, renters deserve better.
Generic advice doesn't account for your unique financial situation, location, or goals.
Personalized, data-driven calculators that factor in your income, debts, savings, and local market conditions.
We're not just another calculator site. We're committed to providing the most comprehensive, accurate, and user-friendly rental affordability tools available.
Our calculators use proven financial methodologies and real market data, not arbitrary rules of thumb.
Adjust every parameter to match your unique situation—from debt levels to savings goals to local market conditions.
We don't just give you a number—we help you understand the reasoning and teach you how to make better financial decisions. Explore our comprehensive guides to learn more.
Your financial information stays on your device. We don't collect, store, or share your personal data.
We combine established financial principles with modern data analysis to give you the most accurate affordability estimates. Try our calculator to see this approach in action.
We start with your gross income and consider all sources—salary, bonuses, side income, and more.
Factor in existing debts, student loans, car payments, and other monthly obligations that impact your budget.
Account for utilities, groceries, transportation, and other essential costs based on your location and lifestyle.
Build in your emergency fund targets and long-term savings objectives to ensure financial security.
Get a personalized rent range that balances comfort with financial health—not just a single rigid number.
We take accuracy seriously. Our calculators are built on sound financial principles, regularly updated with current market data, and refined based on user feedback and expert consultation.
Free to use, forever—no hidden fees or subscriptions
Personal data collected or sold—your privacy is protected
Calculations—use our tools as many times as you need
Our tools are designed for anyone navigating the rental market, from first-timers to experienced renters making a change.
Students and young professionals learning to navigate the rental market for the first time.
Career movers exploring new cities and trying to understand local rental markets.
Families looking to upgrade or downsize while maintaining financial stability.
Anyone looking to optimize their housing costs and maximize their financial health.
We believe financial tools shouldn't be locked behind paywalls. RentAffordabilityCalculator.com is completely free to use, with no premium tiers, no subscriptions, and no catch. We're supported by ethical advertising and affiliate partnerships that never compromise the accuracy of our calculators or the privacy of our users.
Your success is our mission. Your trust is our foundation.
Our team combines expertise in finance, real estate, and technology to create tools that make a real difference.
CPAs and financial advisors ensuring our methodology is sound
Engineers building fast, accurate, and user-friendly tools
Rental market specialists providing real-world insights
We're always looking to improve our tools and help more renters make informed decisions. Whether you have a suggestion, found a bug, or just want to say hello—we'd love to hear from you.